Zillow oregon

sustainability in the face of collapse

2019.08.16 18:20 sustainability in the face of collapse

With the climate crisis in full swing and society turning a blind eye, it looks like homesteading and community living are going to be critical to survival in the upcoming years. And having a community of like-minded individuals supporting that journey seems like a good idea.

2023.05.22 23:28 carbsncats Any interesting history about this odd white house in Caldwell?

A few years ago, my fiancé and I road-tripped to Nampa from Oregon to visit his sister and her family. While passing through Caldwell, we noticed this house that seemed a little odd.. We mentioned it to his sister and she knew exactly the house we were talking about but didn’t know anything about it.
She texted the other day saying it was up for sale. Zillow listing. After seeing the interior, we were left with even more questions!
Any Idahoans here have any history about this place? Just a normal house?
Edit: Thanks y’all for taking the time to answer and share your bits of knowledge! No conspiracies here. Mrs. Gibson sounds like she was truly a wonderful and sweet woman, may she rest in peace 🤍
submitted by carbsncats to Idaho [link] [comments]

2023.05.17 20:23 Important_Job8199 Flipping Two Parcels of Land in Oregon: From $37,000 to $110,000!

Hello, fellow Redditors!
I wanted to share a recent success story about a land flip that my team and I completed in Oregon. We managed to buy two parcels of land for $37,000 and sold them for a whopping $110,000!
Here's the story: We found these two parcels that were just screaming potential. We actually discovered this opportunity through Launch Control, a fantastic texting platform that we use for our real estate business. The seller was motivated to sell quickly due to some legal issues they were dealing with and needed cash immediately. This urgency created an opportunity for us to negotiate a great deal.
After doing our due diligence, we decided to take the plunge and bought the parcels. However, we ran into some title issues that needed to be resolved before we could proceed with our plans. It was a bit of a headache, but with some patience and a lot of persistence, we managed to work through these issues.
To sell the land, we partnered with a local realtor. We proposed an extra 2% commission if he could sell the parcels within 60 days from the listing date. This motivated him to work hard on our behalf, and it paid off!
In the end, we sold the parcels for $110,000, a significant profit from our initial investment. This experience was a great reminder of the potential in land flipping and the importance of persistence, negotiation, and a good team.
If anyone has any questions or wants to know more about our journey, feel free to ask! If there's enough interest, I'll share the Zillow links to the properties.
Happy flipping!
submitted by Important_Job8199 to landflipping [link] [comments]

2023.05.12 01:26 catchaoz Ex-Landlord didn't do due diligence for lease transfer

portland, oregon
i unfortunately had to move out of my apartment before the lease was up (6months early) for medical reasons. i gave my ex-landlord notice beginning of March and moved out last day of April. during this time i was looking for someone to take over my lease, as my ex-landlord said i would not have to pay the lease break fee of $2000 if i found someone.
well i did find many people interested in renting out my apartment actually. however he would tell me time and time again that no one had actually applied to his zillow listing. i have had several people ask me when they would hear back after submitting their application. either those interested parties lied to save face, or my ex-landlord is lying.
weeks go by, time is running out, and i cant stay there any longer so i of course pay the $2000 lease break fee. he asks me to take down my ads for the apartment, in his own words "Don't forward me the prospective tenants. I'm going to let it rest for a few." however within the next few days i noticed that his listing was taken down and the apartment i was just in had been rented out.
do i have a case? i am out $2000 for this and i did my due diligence.
"Oregon law (Ore. Rev. Stat. § 90.410), your landlord must make reasonable efforts to re-rent your unit—no matter what your reason for leaving—rather than charge you for the total remaining rent due under the lease. So you may not have to pay much, if any additional rent, if you break your lease. You need pay only the amount of rent the landlord loses because you moved out early. This is because Oregon requires landlords to take reasonable steps to keep their losses to a minimum—or to "mitigate damages" in legal terms."
thank you for reading!
submitted by catchaoz to legaladvice [link] [comments]

2023.04.23 16:37 Outrageous_Ad_9078 Why I don’t have to pay property tax

As this is a personal finance subreddit, I think it is my duty to give advice. It came to my attention that there were people on here unaware of this.
In many states there are private areas where property tax does not have to be paid. Have you ever wondered why all the wealthy want to move to certain areas?
Some of those areas include parts of Atherton, California; Quogue, New York; Lake Forest, Illinois; MacDonald Highlands, Nevada; Lake Oswego, Oregon; Park City, Utah; and Ketchum, Idaho.
A quick look at Ketchum’s current Zillow listings, and I see see mansions for sale for 27,000,000$, 21,850,000$, 16,800,000$, and 12,995,000$. Ever wondered why there’s so many multimillion dollar homes for a town with a population of 3500? Now you know.
Select tax-exempt property plots are actually advantageous to the government in some situations because they attract the wealthy who are “in the know”. These elites can afford to move anywhere, and usually only choose to live in tax havens. If you try to tax them directly, they’ll just move somewhere else so there’s no point.
If you make several plots of land tax havens, property values of all surrounding homes increase as the elites move in and start spending all their money on local business. This increases taxes on all the surrounding non-tax-exempt properties of the pours.
All you need is a small “seed” of tax-exempt plots to attract the truly wealthy and everyone else will follow like sheep, creating areas of economic growth.
submitted by Outrageous_Ad_9078 to PFJerk [link] [comments]

2023.04.19 00:04 puff-puff-pasta Affordable small towns within two states of CA?

My partner and I have decided to move next spring, though we're not entirely sure where we want to go next (we just know we can't stay where we are). We have plenty of desires and plenty of restrictions that limit our ability to simply go anywhere. We're both California natives and aren't opposed to staying here but really aren't married to the state either, especially because we rely on my income alone and CA is not very "single-income household friendly."
My partner is disabled and moving him much further than 12 hours or so would probably require medical transport (hence the "within two states" requirements). We're trying to avoid that, even though we know we'd probably be more secure if we went east as it tends to be more affordable. I'm in love with Central Oregon, though it's pretty expensive.
Our "dream" location is (going extreme here, we're well aware we're going to have to compromise somewhere):
What we hate about where we currently live:
I've been browsing Zillow, trying to get an idea of the current landscape (knowing it will be different in 12 months when we're actually moving) and even browsing some community Subreddits of places I think might be interesting. But I feel a bit lost and without direction.
Really looking forward to seeing some suggestions from someone more traveled than I am.
submitted by puff-puff-pasta to SameGrassButGreener [link] [comments]

2023.04.18 19:32 Jazzlike_Cloud_3989 Best small + affordable cities to live in WA, OR, ID, MT, or WY?

I have always wanted to live in western WA but after seeing housing prices, I have realized that is a pipe dream so we have expanded our search area. My partner and I will likely be able to make a combined $120-180k. We run a small business on the side that we need an extra room for so a tiny 1bed apartment would not an option.
We are looking for a place that:
submitted by Jazzlike_Cloud_3989 to SameGrassButGreener [link] [comments]

2023.04.08 16:29 RobotTomPeterson These are the Oregon cities with the most expensive homes, according to Zillow

These are the Oregon cities with the most expensive homes, according to Zillow submitted by RobotTomPeterson to PortlandOregon [link] [comments]

2023.03.29 02:29 SolidPomegranate877 Low Real Estate Offer? Is this a bad offer? What would you do?

Were selling our house and just received an offer that is essentially ten grand under our asking price. Were in WV and were asking 159,000 for our beautiful 3 bed, 2 bath ranch style home in the country. We received an offer for 157,000 asking us to pay $6500 of the buyer's closing costs, buy them a warranty for $620, agree to cover the cost of extermination if termites are found (another $620), plus it's contingent on them selling their house. Furthermore, they didn't offer to put any earnest money deposit down. The buyers are selling their current house in Oregon. I looked up their address on Zillow and found out that they stand to make more or less $100,000 off the sale of their current home. I see in public records that they bought it in 2018 for $125,000 and now have it listed at $230,000! They stand to make close to one hundred thousand dollars from selling their home, but they made us a lowball offer with a bunch of contingencies attached to it. Once you add up the cost of all those concessions, their offer is essentially $149,000, a full ten grand under our asking price! Am I crazy to be offended by this offer? Would you consider this a bad offer? Would you consider this a fair offer? The buyers seem to be in a much better financial situation than us just based on how much money they're making from the sale of their current house. I'm definitely not going to accept this offer as is, but I'm considering making a counteroffer. If you were me, what kind of counteroffer would you make? Or would you just decline this offer and wait for the next one? Our house has been on the market for 5 months now, but we're not in a hurry to move. As long as we move by this summer, we will be satisfied. I feel like if we accept this offer, we may be missing out on a better offer that could come along. Let me know what you think I'm in desperate need of advice. My realtor says it's a fair offer, but after learning more about the buyer's situation, I feel it's less than fair.
submitted by SolidPomegranate877 to RealEstate [link] [comments]

2023.03.25 15:18 RobotTomPeterson Oregon cities with the fastest-growing home prices, according to Zillow

Oregon cities with the fastest-growing home prices, according to Zillow submitted by RobotTomPeterson to PortlandOregon [link] [comments]

2023.03.06 12:03 remote-enthusiast 100 remote jobs published recently

Hello friends! These are the open remote positions I've found that were published today. See you tomorrow! Bleep blop 🤖
submitted by remote-enthusiast to remotedaily [link] [comments]

2023.03.04 17:13 RobotTomPeterson These are the Oregon cities and towns with the most expensive homes, according to Zillow

These are the Oregon cities and towns with the most expensive homes, according to Zillow submitted by RobotTomPeterson to PortlandOregon [link] [comments]

2023.01.20 17:54 ascendixtech Building a Rental Marketplace: Meeting the Increasing Demand for Online Rentals

2023 presents a lot of opportunities for entrepreneurs looking to establish a rental website, while traditional methods of buying and selling real estate may see a significant decline. Learn the reasons and steps for creating a rental website this year. Here is why and how to create a rental website in 2023.

Definition of a Rental Marketplace Platform?

A platform for rental marketplaces is a digital space where individuals or businesses can list properties for rent. Some of the most well-known online rental platforms include AirBnb (ideal for vacation rentals), Rent.com (ideal for first-time renters), and Zillow (a top choice overall), and others.

Why Is Property Marketplace set to thrive in 2023?

The trend of renting homes through marketplaces is expected to increase in 2023 and 2024 as more individuals choose to postpone purchasing a home due to recent economic downturns:
All of these factors have led to a recent increase in rental prices in Western real estate markets, with an average increase of over 10%. The US has the highest increase at 10%, with the UK following close behind at 6% (source 1, 2).

Opportunities for Agencies, Tech Startups, and Investors in the Home Rental Platform Market

The growing demand for rental properties gives a prime opportunity for those seeking to establish a rental marketplace. Specifically:
In fact, 9 out of the top 25 proptech companies in the US in 2023 are focusing on rental marketplaces, indicating a clear trend towards continued growth in this area.

How to Build a Rental Website?

1. Determine the Business Model for Your Home Rental Marketplace Platform

Before developing a rental website, it is important to consider the type of platform you want to create, your target audience, and the specific needs your real estate solution will address. There are several types of online rental marketplaces, including:

By asset type: Residential and Commercial Real Estate Rental Marketplace Platforms

By the length of stay: Short-Term and Long-Term Home Rental Platform

By purpose: Brokerage-Specific and Generic

2. Consider the Monetization Model

When planning to create a rental website, it's important to think about how it will generate revenue. There are several models for monetizing a rental marketplace platform, including the following three.

1) By receiving commissions

A commission is a percentage or fixed fee for each transaction conducted on a platform. If the marketplace lists properties from a single real estate agency, the commission is referred to as an agent commission and is typically paid to the agent who closed the deal.
For generic rental marketplaces like Airbnb that provide a venue for listing properties from a broad brokerage community, the commission is collected from each transaction on the platform and charged to landlords or tenants.
The benefit of this monetization model is its simplicity to implement and the lack of need for third-party involvement such as advertisers.
However, a significant drawback is that the overall revenue is dependent on the number of transactions made on the platform. This monetization model is more likely to generate significant revenue when applied to short-term rental marketplaces like Airbnb and Homestay with a higher turnover rate of tenants and more transactions compared to long-term rentals.
Yet, if the platform has low traffic, it will not generate much revenue regardless of the monetization model used.

2) By selling subscriptions

The subscription revenue model involves charging a monthly fee for access to the platform or specific features. For example, Rightmove offers an advanced subscription called Rightmove Plus, which in addition to basic features, provides brokers with:
Rightmove is quite secretive about the pricing of its premium membership, as the cost varies depending on the size and location of the agency. However, it has been reported that the rough monthly cost is around £1000+ (1200+ USD).
The main benefit of this model is that the marketplace doesn't need to handle payment processing to charge a commission fee on each transaction. This allows the platform to focus on other value-added features to attract more visitors, leading to more predictable revenue compared to the commission-based model.

3) By advertising featured listings (Zillow, Appartments.com)

This model means that agents can pay a fee in order to get listed at the top of the search and get more visibility on the online rental platform. Just as an example, Craigslist charges anywhere between $3 to $75 for adding a listing.
This revenue model is a good choice for one-branch brokerages that don’t regularly post listings and therefore can save more money than when purchasing a subscription. However, the disadvantage of this revenue model is very alike to that of commission-based monetization – it is hard to turn free users into those who are ready to pay a fee. The only solution to deal with this is to provide good enough value to your users.

3. Build from scratch or use a ready-made solution

Typically, there are two basic options to create a rental website:

1) Creating a rental marketplace from scratch

Building your rental marketplace from the bottom can be applicable if you need advanced features or significant customization. This method calls for a great amount of time and resources, but the benefits you get in the end are just incomparable.
The main advantages of custom development include next:

2) Using a pre-existing solution or developing on a no-code platform

Pre-existing solutions are a perfect fit for small to medium-sized companies that don’t have the resources or desire to make large initial investments or implement significant customizations.
With this tool, firms can quickly launch their ideas without a help of a dedicated development team, which is a huge benefit over costly custom development. These tools generally include pre-built features such as payment gateway, listing management, and user accounts.
Nevertheless, as your company gets bigger, the necessity for additional functionality may occur, and no-code tools may not have the technical capabilities to accommodate these needs because of the limited customization options.
Some tech companies can make it happen, but the final costs may be even higher than building a custom solution from scratch, as these simple, non-technical platforms do not allow for any amends in the application’s source code.

What is the Cost of Building the Online Rental Marketplace from scratch?

Creating an online rental marketplace from the ground up requires more time and financial resources compared to using a pre-made solution.
The cost of developing an online rental marketplace from scratch can range from $10,000 to $25,000, using a service charge of $40 per hour. These estimates can vary based on the complexity of the project and the hourly rate of the development team. Therefore, it's important to evaluate all development options, including outsourcing and offshoring, to minimize costs.

4. Create an MVP for your rental website

A Minimum Viable Product (MVP) is the initial version of your product that has enough features to attract early adopters and validate your concept while avoiding any unnecessary functions.
Creating an MVP for your rental marketplace platform can help you:

Is an MVP so different from a fully featured product?

There is a significant difference between an MVP and a fully-featured rental marketplace platform. An MVP focuses on validating the target audience, while a fully-featured product is designed to serve a specific target group.
The cost of an MVP is lower compared to a fully-featured product, but it should not be considered a raw or poorly-made product. An effective MVP should be a high-quality application, containing only the most essential features that can address the users' most critical problems.
Having a successful MVP can reduce the time and cost required to create a rental website with a full set of features. It also allows you to present the app to a validated, loyal audience.

Marketplace Homes Rental Requirements: What Features Should be Included

For renters:


A sign-up or login feature is a must for all users, such as the platform owner, end users, and product/property owners, to have an access to the platform’s features and functionalities.


An advanced search feature with filters to limit the results and help users find the needed products or properties.

GPS Integration

A map integration feature that uses Google Maps for exact location-based searches. If there' a need, you can also include an advanced edition of map search like that in the Rightmove Plus subscription that lets users search by drawing a circle on the map.


This feature enables users to save their products or properties of a choice in a wishlist or cart.

In-App Text/Call

A feature that allows users to communicate with the product or rental service providers to inform them about any issues or concerns.


Users can quickly reserve and confirm rental products or properties, with the details mirrored in the “order history” feature.

Rent Order History

A feature that monitors previous rental orders, such as information on the product/property rented, rental dates, payment method, and amount.

Payment Integration

A basic feature that gives a user numerous payment options, including credit/debit cards, UPI, PayPal, and cash.

Push Notifications

A feature that sends users notifications regarding their rental orders.

Reviews & Rating

Users can rate and review the rental services they received at the end of their rental period.

For property owners:

Seasonal Pricing Calendar

With this feature service providers can set alternative pricing for their goods based on the season. What they can do is increasing prices during high demand and lowering them during low demand periods.

Instant Book & Request to Book

Rental owners are able to label their listings as “Instant book” or “Request to book” with this feature. Besides, with the instant booking option, end-users can book without needing to request the service provider. The request to book option sends a booking request to the provider before the booking can be confirmed.

For admins of the platform:

User Messages Auditing

The platform owner can verify the messages that go between the providers and the end-user. The owners can access and find out what has happened to understand the dispute.

CRM Software Behind the Platform

Having a CRM helps administrators route and carry out communications with multiple prospects that left a request on your marketplace platform.

Content Management System (CMS)

The platform owner can add a new page or modify the present content on the website by using a content management system.

Report and Brochure Generating Tool

Brochures and property reports are essential in any rental business but may be time-consuming if you need to produce each piece of content manually for every client. With an integrated report generation tool, admins can create eye-pleasing brochures by extracting information directly from your rental website / CRM system behind it.

User Reviews Auditing

The platform owner can delete or edit the reviews given by the user and provider on the platform. This feature helps in reducing the false reviews posted by users.

Multi-Currency & Multi-Language

You can integrate multi-currency and multi-language to make your marketplace platform reach outside the local community.

Rental Marketplace Startups to Learn From

Bilt Rewards

Bilt Rewards is a new proptech startup that has entered the home rental market with special rewards programs that let renters gain points simply by paying their rent. Bilt’s points can be exchanged for different rewards through 12 loyalty programs. These include major airlines, hotels, travel, fitness classes, Amazon.com purchases, and even credit toward rent or a future down payment.
Bilt released a new initiative called Bilt Homes, which focuses on assisting renters in achieving homeownership. The program compares the member’s monthly rent payments against mortgage rates in a particular area to identify homes that they could pay for with that same fee. This considers real-time interest rates, taxes, income, credit profile, and other personal data to calculate mortgage eligibility.
Bilt’s is officially one of the most quick-growing marketplace rental startups. Only in a year, its total valuation has risen sharply from 350 million USD to 1.5 billion USD, which gives the company unicorn status.


Poplar Homes is an online marketplace platform that mainly focuses on the single-family home rental market. Its target audience is private individuals with only one or a few properties, who are estimated to control 90% of the market.
Poplar deals with leasing, maintenance, legal, and accounting matters for owners and also aims to make the process easier for renters by giving an online platform for touring properties, getting approvals, and paying rent.


SquareFoot is a current real estate marketplace software that serves companies that are searching for their next office space. The software concentrates on providing an easy-going and transparent experience for businesses that demand adaptable leasing options.
The platform provides a seamless process supported by user-friendly technology and a dedicated team of real estate experts who pair clients’ specific needs with the current market’s offerings.


Residently was established in 2017 in London, England. It lets renters to schedule viewings, take virtual tours, make offers, pay deposits, and extend or renew their leases. The platform also supports realtors, property managers, and institutional landlords in managing their tenants, lowering costs and void periods.
By digitalizing the renter’s experience, both agents and property managers can speed up operations, saving £400 per property per year and increasing the landlord’s Net Operating Income through void reduction.


Month2Month is a company that aims to revolutionize the rental industry by developing a rental website that offers beautifully furnished housing with flexible rental terms. Month2Month.com offers thousands of fully furnished, move-in ready homes in various states such as California, Florida, Texas, Nevada, Oregon, and more, catering to families and working professionals.
The company boasts an innovative culture, and is staffed by a diverse group of enthusiastic employees who are committed to providing exceptional customer service.

Please feel free to ping us out in the comments if you're curious to see the full article and we will gladly share the full blog post link.
submitted by ascendixtech to RealEstateTechnology [link] [comments]

2023.01.10 14:37 clad_in_wools How I got out of being homeless after 5 years on the street. I am now a homeowner.

Greetings to all of you and I hope you're staying warm. It occurred to me this morning, as I held the keys to my new house in my hand, how lucky I am to now be permanently removed from the situation I was previously in. To this day, I am still paranoid, guarded as I sleep, my back hurts -- I bear all the scars of life on the street. But healing now feels possible for me, and I want to share it. Not everything I suggest is possible for everyone who might be reading, but on the odd chance that even one of you here reading this could stand to benefit, I'm happy to write it.
I was homeless for 5 years. Now I am a homeowner. Here are my tips. Please don't take them as some kind of judging statement against folks who for whatever reason couldn't do what I have done. I am sharing mostly to say: if you're sick of where you're at in life, here's at least one proven formula that can work so long as you are capable of working a minimum wage job, using Google, improving your credit, and are 100% flexible with where you wind up so long as you manage to buy a house.
My trick to survival was moving around constantly. I never stayed anywhere for more than a few days. I was always walking, bicycling, hitchhiking, or riding freight trains, figuring that being new in town (and soon to leave) would remove me from the daily dramas of those who are indefinitely on the street in one town. This worked, but it tired me out. I retreated to the forest and built an illegal cabin in a remote area, where I stayed for a winter. This was hard for me, and by spring, I knew I had to do something. I joined the US Coast Guard. I did this because I didn't want to kill anyone, but knew that a stint in the Armed Forces can give someone a big boost. It has worked for me, and if you are under the age of 42, in decent physical shape, with no seriously disqualifying medical history, a minimal criminal record, and no crazy debts or tattoos, you could do this too (we are desperate for new recruits).
But I am not making a recruiting ad. What I did to secure a house for myself could be done by most people, I would guess -- it just requires a level of flexibility not everyone has. Here are the steps and some considerations:
  1. In six states, the minimum wage is over $13/hr. Washington, Oregon, California, New York, Massachusetts, and Connecticut all pay this fairly substantial sum. No one wants to work for minimum, but that wage is just what it says -- the lowest you can go. If the bottom is significantly higher, you can gain. Obviously, you can go to other states, but always do the math of figuring what your mortgage will be and making sure it'll be the same as whatever a week's local minimum wage work will get you, to be safe.
  2. The trick is to find the cheapest livable house you can in one of these states -- easier said than done. But not impossible. I was shocked at the sort of house a bank will give a mortgage for! My house needs a new roof, needs new siding, and has a wrecked barn that needs to be torn down. The bank didn't care, and I was able to secure home insurance on it (this was the hardest part) by doing a very extensive search.
  3. But before you can buy a house, you need two things: credit and a down payment. I was always under the impression that these things were out of reach. They aren't.
  4. My advice to anyone who wants out of their tough situation: Take one year and buckle down. Search the whole country for jobs that pay reasonably well. It's winter -- ski country in the intermountain west and Vermont can yield good jobs, often with guaranteed housing. Bus tickets are cheap and in a few days, you can beg enough for one on the street. Get yourself from where you currently are to having any job.
  5. Get EBT before you get a job if you can, to buy yourself 6 months of basic help with food. Usually harder to get once you're working legitimately in my experience.
  6. Save every single dollar you get. The goal is to get ~$7k - $8k.
  7. Apply for small credit of any kind. Play the game. Search all over the internet on how to play this game to win as soon as humanly possible. Run all essential purchases through your credit card and pay it religiously no matter what. Within 12 - 24 months, you can improve your credit enough to get a tiny mortgage. Keyword: tiny. Very small mortgages are, according to everyone in that industry I spoke with while shopping for loans, way way way easier to qualify for that gigantic $300k mortgages most people seem to get.
  8. Search Zillow in high minimum wage states until you find ANY house that appears livable and is under $60k asking price. Be meticulous. Check EVERYWHERE. The longer it's been sitting on the market, the lower your offer can be. The lower your offer is, the lower the down payment and the monthly payment. Contrary to a lot of the complaints about the price of housing, there are many places in the US, even in the high minimum wage states, where livable homes can be purchased for $40k or less. Do keep in mind: it'd be tough to get a mortgage below $30k. The very best you could do is about $35k -- the smallest list price for which you can get a mortgage.
  9. Once your credit is decent and you've got about $8k, call banks. If you've got a target region that has a decent supply of affordable homes, go there and visit credit unions in person if you can. Read the culture of the area: if you're in a rural area or a small town (which you likely will be as most 'cheap' homes in cities are in horrible neighborhoods and come with thousands of dollars in tax penalties etc) don't show up with blue hair and an unkempt beard or in a skimpy dress. Get your clothes from Tractor Supply or Wal-Mart. Speak plainly. Say "yes sir" and "no ma'am" and "God bless". Talk about your ambitions to be hardworking and have a family and go to Church, and be prepared to participate in the community you move to. Even if you don't like this, I promise it's not as bad as it's made out to be -- and owning a house anywhere is better than being homeless.
  10. You will get approved if you can get a 650 credit score, which is not particularly hard to do in my experience if you have a job and exceptionally responsible use of credit for a couple years. I went from a 430 to a 690 in about that time. Once approved, it's time to do two things: get yourself to the target area and find a job. This next chapter is the toughest part, particularly if in a small town. You need to keep a very low profile, quietly working and living outdoors. Get a bicycle and a tent that camouflages into the land. Stay well out of town in an unpopulated area. Keep working and paying your credit card.
  11. Look at houses. Google helps; research what to look for. Stick a pocket knife in the floor joists in the basement to see if they're solid. Look for newer hot water heaters and furnaces. Small houses are the best as they're the cheapest to improve. My house is ~700 sq ft; I pieced together a roof for about $1k and do it myself (YouTube is your friend). Yes, even with inflation you can do it.
  12. Once approved, make an offer. Google everything (that's what I did). It's a slog to get through the paperwork, but the lenders are highly motivated lately. I was given a $40 mortgage without any home inspection requirement, no appraisal, and the whole process took about 60 days, including making an offer. In small towns, there's less bullshit to deal with - small-town realtors seem to be driven to get it done quick, especially if it's a small sale like mine was.
  13. Hot tip: If you can double your efforts with a friend, do that. Hell, do it with three of you. All of your names can be on the house title, it's not hard to do. Take the one of you with the best credit and put it in his or her's name. Pool your cash and keep track of who spends what. Then, with a sub-$60k house, you'll be splitting a mortgage that is less than $500/mo two or three ways...
At day's end, my mortgage is $400/mo with all the taxes and insurance in escrow (meaning included in the monthly payment). My electric bill is, if I am smart, $20/mo. I use a flip phone I got on eBay for $20 and my monthly bill for it is $15. I use the library for internet and download music and movies to use at home. I installed a wood stove from Craigslist ($120) and heat my house with wood -- which I usually can find for free. I bought a $3000 beater pickup truck I can fix myself (with YouTube's help) and use it to get firewood. I go to Church to network with folks who offer me wood in exchange for picking up their yard or shoveling them out. (Even if you don't agree with going to Church, if you live in a rural area, I'm telling you, go anyway. Services are harmless and you WILL get access to all kinds of opportunities you wouldn't get sitting at home on a Sunday). I wash my laundry by hand right now but am working on building a bicycle-powered washer. I dry it on the line, which oddly enough works well even in winter. I grew 600 pounds of cabbage last year and turned it into sauerkraut. Grew 200 pounds of potatoes. I borrowed a 30-30 from a guy at Church and shot a deer that yielded me 150 pounds of meat. Also shot two turkeys and five rabbits. Now working on chickens for eggs and meat. Minimum wage take-home weekly pay in my state at 40 hours of work per week is about $400, which would leave you with another $1200 to pay for electric ($20), auto insurance ($80 here), food you can't grow or kill, and savings. I'm making more than this, and odds are decent you could get there too.
I have helped two people IRL do exactly this. When I say it's doable, I'm not lying. Maybe you don't want to live in a small rural town, but I'm telling you, once you get into your own house and lock the door, you won't care where you are so long as you've got a yard to garden and there aren't bullets flying around your neighborhood. Maybe you don't like conservative backwoods folks but they WILL help you if you play the game they're playing even a tiny bit. My "racist deplorable Trumper" neighbors have helped me more than any agency in any city ever did. City poverty is a TRAP! Get away!
Also, do NOT be afraid of winter!!! A house in a freezing cold region with long dark cloudy winters and ten feet of snow is better than being homeless in Florida! Really! Do not let climate impact where you look at all.
A variation on this can also be done with land if you're really resilient, and it takes a lot less to start it up. Find a town with no building codes and cheap land (try WV). You can usually get land loans on small parcels for 40% down. Say, a $10k 3-acre parcel, totally unimproved, can be bought for $4k down and 24 months of $274 payments at 9% interest (rates are way higher for land loans). As long as you have a truck and a minimum wage job, even with lower minimum wages, you can live. Sometimes, there are parcels for sale for less than $6k outright - look in forested regions with plenty of rainfall. You don't need more than an acre but it's good to have it if you can. Avoid the desert! Tons of cheap ways to build a livable cabin. Again, YouTube can teach you all sorts of things. I never had anyone teach me how to do the things I do, I just Googled it. Sink some concrete sleeves into 6' deep post holes and put 6" diameter young, straight tree logs into them (preferably hardwood) and build a cabin frame onto those. Tarpaper is cheap and for a small place, so is tin. Insulate with wool moving blankets from Alibaba. Or search up straw bale construction. Get a big garden. Kill squirrels and rabbits and learn to skin and eat them. I'm dead serious I know guys who did it, went straight from sleeping under the West Side Highway in Manhattan to living like this in Kentucky. He sends me typewritten letters and says he works 20hrs a week at a truck stop and spends the rest of his time with his chickens writing poems and fixing his old F-150.
For me, the house worked. The military helped, but I now realize I could've done this even without the military. Saving $8k in a year isn't that hard if you don't pay rent, just work full time and preferably try to get to a state that pays a decent minimum wage (or work under the table somewhere).
Anyway, hope I didn't piss anyone off with this post. If it's not for you that's ok, but again, if even ONE person reads this and comes to believe they can get there and goes and does it, it was worth it to share. God bless all of you.

submitted by clad_in_wools to homeless [link] [comments]

2023.01.05 21:00 Unhappy-Day-9731 How much did your seller pay in closing costs?

Hi there, recent buyers! How much did the seller pay toward your closing costs?
My buyer's agent says we shouldn't ask for more than 2% of the purchase price in closing costs. However, I want to ask for 3%. I'm buying a $475k home at asking, so the 3% amount I want is $14,250. My agent advised me to submit an offer at $460k instead and cover the closing costs myself. I don't like that because it wouldn't make a meaningful dent in my monthly payments, and I would rather keep more cash for move-in costs. I'm buying in Portland, Oregon where the market is beginning to favor buyers; and based on Zillow's Zestimate, the house is overpriced by about $10k.
Thanks for your help!
submitted by Unhappy-Day-9731 to FirstTimeHomeBuyers [link] [comments]

2022.12.30 20:51 Draemalic Moving back - help with the best way to go about this

Does anyone know of a site or service outside of Zillow that might have leasing opportunities for a farm home, or a larger home with some land? I am sure there aren't many, but outside of taking a trip back to Oregon and driving around looking for for rent by owner, i am unsure where to look online. I tried the Gazette Times - but their search is challenging to use.
Any help is much appreciated, thank you.
submitted by Draemalic to corvallis [link] [comments]

2022.12.24 09:34 lisacmiyoshi 4975 Hecate Beach Road Florence Oregon Zillow

Okay just doing a little house dreaming and saw all these fabulous quilts on this home for sale. Wow, and the house comes with a 20 x 24 quilting room. Anyone ready to move.
submitted by lisacmiyoshi to quilting [link] [comments]

2022.12.12 06:07 astarter2 New to real estate investing. Needs some guidance on my maths

Hello everyone,
I've been following this sub for a couple months now, and I think I'm getting ready to take a plunge.
Some background, I'm from Portland, Oregon, and I have saved 110K cash now which I would like to put in real estate. I have enough emergency funds for 4-5 months apart from that.
Now, I'd like to make it a net cash flow business, but I've not seen anything that is fitting the net cash flow calculation when I'm looking for properties in Washington and Oregon. I'd prefer multi family home (which seems impossible with my budget in WA or OR), short of which I'd prefer townhome
The calculations that I'm using is:
Gross cash flow = Rent - Mortgage
Net cash flow = Gross cash flow - other expenses (I'm assuming it to be 10% of rent accounting for occasional maintenance, occasional vacancy, property management fees)
ROI %= (Net cash flow/Down payment) * 100
Cap ratio = (Net cash flow/House price) * 100
Now my questions are:
a) Is my calculation for ROI for cash flow is correct? Am I undercounting or overcounting something?
b) Why am I not finding anything that fits the criteria for positive ROI? How do you all find it? I'm just looking at various cities filtered by price and my criteria in Redfin/Zillow.
c) What RoI I should be aiming for to make it worth a while? I'm not counting RoI in terms of appreciation of the place which I think is reasonable assumption to make.
d) Should I just give up on WA and OR, and look for places like MI, or TX? Any recommended cities that I should explore?
Admittedly, I'm new to this, and likely am not thinking about it correctly. So, I would truly appreciate and be grateful for all the advice here you have for me.
Thanks a lot in advance.
submitted by astarter2 to realestateinvesting [link] [comments]

2022.12.01 04:29 TPWilder I'm questioning Zillow more than Matt Roloff

I'm questioning Zillow more than Matt Roloff
I was on zillow.com for a different reason and took a look at the Roloff listing. Now all while the property was for sale, the "Zestimate" price was always at a little above or below four million. Funny how it being off the market for a month dropped the estimated value to under 2.5 million - a more realistic value for the property at least

submitted by TPWilder to LittlePeopleBigWorld [link] [comments]

2022.11.22 17:14 mikalalnr YoU cAn AlWaYs reNt It OuT

YoU cAn AlWaYs reNt It OuT submitted by mikalalnr to REBubble [link] [comments]

2022.11.10 16:21 LadyDriverKW Bringing the midcentury atrium-style home to the Portland area:

Midcentury modern Rummer-built house in Beaverton for sale at $1,475,000 - oregonlive.com
Zillow Listing (same photos)
The architect Robert Rummer is still alive. He was originally inspired by Eichler (who was himself inspired to make good design affordable) and would like to start building houses again. Here is an interview from August: https://www.oregonlive.com/realestate/2022/08/oregons-midcentury-modern-developer-robert-rummer-95-says-hes-ready-to-build-again.html
submitted by LadyDriverKW to McMansionHell [link] [comments]

2022.10.24 12:03 remote-enthusiast Collection of 100 remote jobs published recently

Hello friends! These are the open remote positions I've found that were published today. See you tomorrow! Bleep blop 🤖
submitted by remote-enthusiast to remotedaily [link] [comments]

2022.10.17 14:38 gaomengen Oct 17 - 49 new Software Engineer Jobs

Job Position @ company Salary Locations
Front End Software Engineer (Mid-Level) - Remote @ New Relic USD 110k - 137k
Senior Machine Learning Engineer - Applied Intelligence (Remote) @ New Relic USD 140k - 175k Massachusetts, Cleveland, OH, Los Angeles, CA, Canada, Arlington, TX, Idaho, British Columbia, Virginia, Illinois, Americas, Austin, TX, Boise, ID, Boston, MA, Indiana, California, Utah, Remote, Oregon, Portland, OR, Maryland, Dallas, TX, Salt Lake, UT, Arlington, VA, North Carolina, Philadelphia, PA, Atlanta, GA, Baltimore, MD, Ohio, Michigan, Pennsylvania, Georgia, Florida, Pittsburgh, PA, Sacramento, CA, San Diego, CA, New Jersey, Detroit, MI, Chicago, IL, Houston, TX, Phoenix, AZ, Jersey City, NJ, Texas, North America, Indianapolis, IN, Miami, FL, Orlando, FL, Arizona, Vancouver, British Columbia, San Francisco, CA, US, Charlotte, NC
Senior Fullstack Engineer- React/Node (Remote) @ New Relic USD 135k - 169k Arlington, TX, Oregon, Atlanta, GA, Idaho, Boston, MA, Chicago, IL, Phoenix, AZ, Remote, Detroit, MI, Utah, North Carolina, Tennessee, Salt Lake, UT, Charlotte, NC, Jersey City, NJ, Texas, Ohio, New York, NY, New York, Arizona, Los Angeles, CA, California, New Jersey, Portland, OR, Memphis, TN, Austin, TX, Cincinnati, OH, Michigan, Las Vegas, NV, Virginia, Seattle, WA, US, North America, Georgia, Illinois, Nevada, Baltimore, MD, Massachusetts, Miami, FL, Arlington, VA, Philadelphia, PA, San Francisco, CA, Pennsylvania, Americas, Maryland, Boise, ID, Houston, TX, Florida
Lead Fullstack Engineer- React/Elixir (Remote) @ New Relic USD 162k - 202k Philadelphia, PA, Oregon, Americas, Boise, ID, California, New Orleans, LA, Detroit, MI, Miami, FL, Tennessee, Utah, Arlington, VA, Illinois, Michigan, Arlington, TX, Arizona, Remote, US, Atlanta, GA, Chandler, AZ, Memphis, TN, Idaho, Chicago, IL, San Francisco, CA, Orlando, FL, Seattle, WA, Louisiana, Pennsylvania, Portland, OR, North America, Georgia, New York, NY, Texas, Florida, Virginia, Salt Lake, UT, Austin, TX, Houston, TX, New York
Principal Software Engineer Search & Indexing (DevOps) (PST Remote OK) - 25172 @ Splunk USD 135k - 135k Oregon, Remote, San Francisco, CA, Georgia, Sacramento, CA, San Jose, CA, California, Austin, TX, Albuquerque, NM, Oakland, CA, Pennsylvania, US, Americas, Texas, Seattle, WA, Phoenix, AZ, North America, Arizona, LATAM, Denver, CO, Colorado, Massachusetts, Los Angeles, CA, San Diego, CA, Houston, TX, Dallas, TX, Boston, MA, Irvine, CA, Mexico, Portland, OR, Philadelphia, PA, Atlanta, GA, New York, NY, New York, New Mexico
DevSecOps Engineer - US Remote - 25774 @ Splunk USD 95k - 95k North America, Atlanta, GA, Texas, Raleigh, NC, Portland, OR, Remote, Phoenix, AZ, North Carolina, Tampa, FL, Florida, LATAM, Americas, Chicago, IL, Dallas, TX, Mexico, US, Illinois, Georgia, Arizona, Oregon
Back End Engineer - ShowingTime @ Zillow USD 120k - 193k Remote, US, North America, Americas
Senior Machine Learning Engineer @ Zillow USD 157k - 252k Remote, US, North America, Americas
Frontend Software Engineer @ Zillow USD 125k - 200k Remote, US, North America, Americas
Principal Frontend Software Development Engineer @ Zillow USD 177k - 282k Remote, US, North America, Americas
Full Stack Software Engineer @ Zillow USD 125k - 200k Americas, Remote, US, North America
Principal Backend Software Engineer @ Zillow USD 177k - 282k North America, Americas, Remote, US
Senior Web Software Engineer @ Code42 USD 100k - 130k Atlanta, GA, US, North America, Americas, Minnesota, Georgia, Austin, TX, Texas, Denver, CO, Colorado, Minneapolis, MN
Lead Software Engineer - Synthetics @ New Relic USD 162k - 202k Los Angeles, CA, Salt Lake, UT, Seattle, WA, Portland, OR, Houston, TX, Dallas, TX, Minnesota, Utah, Oregon, Georgia, North America, Americas, Chicago, IL, Texas, Detroit, MI, California, Minneapolis, MN, US, Florida, Remote, Orlando, FL, Illinois, Michigan, San Francisco, CA, Atlanta, GA
Lead Software Engineer - Identity (Remote) @ New Relic USD 162k - 202k US, North America, Michigan, New York, NY, Virginia, Texas, Los Angeles, CA, New York, Arlington, TX, Missouri, Remote, Americas, Dallas, TX, Detroit, MI, Salt Lake, UT, Seattle, WA, Arlington, VA, Houston, TX, California, Utah, San Francisco, CA, Kansas City, MO, Portland, OR, Oregon
Lead Data Engineer @ New Relic USD 150k - 188k Tennessee, Oregon, Mississippi, Kansas City, KS, Santa Rosa, CA, Wichita, KS, Little Rock, AR, California, Dallas, TX, Houston, TX, Las Vegas, NV, Los Angeles, CA, Seattle, WA, Remote, North America, Americas, Des Moines, IA, Kansas City, MO, San Diego, CA, San Francisco, CA, Memphis, TN, Portland, OR, Reno, NV, Idaho, Salt Lake, UT, Austin, TX, Nashville, TN, Arizona, Iowa, Boise, ID, Phoenix, AZ, Omaha, NE, Nebraska, Jackson, MS, Kansas, Texas, US, Sacramento, CA, Utah, USNorth America, Missouri, Nevada, Arkansas
Data Engineer, Growth (Remote) @ New Relic USD 110k - 137k Philadelphia, PA, Cincinnati, OH, Miami, FL, Arizona, Tennessee, Utah, Portland, OR, Oregon, North America, Texas, Chicago, IL, Michigan, Illinois, Los Angeles, CA, Memphis, TN, Atlanta, GA, US, Austin, TX, New Orleans, LA, Remote, Louisiana, Chandler, AZ, Pennsylvania, Georgia, Americas, California, San Francisco, CA, Ohio, Houston, TX, Salt Lake, UT, Seattle, WA, Detroit, MI, Florida
Associate Software Engineer @ New Relic USD 86k - 107k Americas, Remote, Oregon, Atlanta, GA, Georgia, US, North America, San Francisco, CA, California, Portland, OR
Senior Software Engineer, Kafka Platform (Remote) @ New Relic USD 135k - 169k Boston, MA, Illinois, Indianapolis, IN, California, New York, Europe, Irvine, CA, North America, Portland, OR, New Jersey, Texas, British Columbia, North Carolina, Pennsylvania, US, Arlington, VA, Virginia, Salt Lake, UT, Massachusetts, Dallas, TX, Michigan, New York, NY, Utah, Canada, Arlington, TX, Georgia, Oregon, Maryland, Chicago, IL, Detroit, MI, Miami, FL, Charlotte, NC, Atlanta, GA, Americas, Phoenix, AZ, Arizona, Vancouver, British Columbia, Remote, San Diego, CA, San Francisco, CA, Los Angeles, CA, Houston, TX, Indiana, Florida, Sacramento, CA, Jersey City, NJ, Philadelphia, PA, Baltimore, MD
Senior Security Engineer (US Remote Available) - 25134 @ Splunk USD 115k - 115k US, North America, California, Boston, MA, Plano, TX, Texas, Americas, Remote, San Francisco, CA, Massachusetts
Software Engineer, Mulesoft Integration (Remote OK) - 25460 @ Splunk USD 95k - 95k California, North America, Boston, MA, US, Austin, TX, Texas, Utah, Remote, Massachusetts, San Diego, CA, Salt Lake, UT, Plano, TX, Los Angeles, CA, Americas
Mid-level Software Engineer (Search Technology) (US Remote Ok) - 25590 @ Splunk USD 95k - 95k Americas, Remote, Los Angeles, CA, San Diego, CA, Oregon, Plano, TX, Portland, OR, US, North America, California, Austin, TX, Texas
Senior Data Engineer (US Remote Available) - 24790 @ Splunk USD 115k - 115k Oregon, US, Americas, Remote, Massachusetts, Illinois, Plano, TX, California, Austin, TX, Texas, North America, Los Angeles, CA, Boston, MA, Chicago, IL, Portland, OR
Principal Performance Engineer - 23831 @ Splunk USD 135k - 135k Georgia, New York, Chicago, IL, Portland, OR, California, US, Atlanta, GA, Pennsylvania, Houston, TX, Illinois, Raleigh, NC, New York, NY, Massachusetts, Los Angeles, CA, North Carolina, Pittsburgh, PA, Americas, Austin, TX, Texas, Oregon, Boston, MA, San Francisco, CA, North America, Seattle, WA
Senior Systems Engineer @ Zillow USD 144k - 230k North America, Americas, Remote, US
Software Development Engineer - Security Platform Team @ Zillow USD 154k - 246k Remote, US, North America, Americas
Senior Software Development Engineer @ Zillow USD 154k - 246k Remote, US, North America, Americas
Senior Software Development Engineer @ Zillow USD 149k - 238k Americas, Remote, US, North America
Principal Software Engineer, Big Data @ Zillow USD 181k - 289k Remote, US, North America, Americas
Big Data Software Engineer (Platforms) @ Zillow USD 129k - 206k Remote, US, North America, Americas
Software Test Engineer @ Zillow USD 98k - 157k Remote, US, North America, Americas
Principal Software Engineer @ Zillow USD 177k - 282k US, North America, Americas, Remote
Software Development Engineer - Intern @ Zillow USD 94k - 140k US, North America, Americas, Remote
Senior Software Development Engineer @ Zillow USD 149k - 238k Remote, US, North America, Americas
Principal Software Development Engineer, Delivery Engineering @ Zillow USD 177k - 282k Remote, US, North America, Americas
Principal Software Development Engineer, Big Data @ Zillow USD 181k - 289k Remote, US, North America, Americas
Senior Software Development Engineer, Observability @ Zillow USD 149k - 238k Remote, US, North America, Americas
Senior Software Development Engineer, Zillow Home Loans @ Zillow USD 149k - 238k Remote, US, North America, Americas
Data Engineer @ Zillow USD 116k - 185k Remote, US, North America, Americas
Senior Encompass Engineer @ Zillow USD 149k - 238k Remote, US, North America, Americas
Principal Software Development Engineer @ Zillow USD 177k - 282k Remote, US, North America, Americas
Software Development Engineer @ Zillow USD 125k - 200k US, North America, Americas, Remote
Principal Business Intelligence Engineer @ Zillow USD 132k - 211k Americas, Remote, US, North America
Senior Business Intelligence Engineer @ Zillow USD 110k - 175k US, North America, Americas, Remote
Software Development Engineer - ML @ Zillow USD 132k - 211k US, North America, Americas, Remote
Principal Software Development Engineer @ Zillow USD 177k - 282k US, North America, Americas, Remote
Software Engineer in Test (C#) (Remote) @ KnowBe4 USD 105k - 115k Remote
Snr. Software Engineer in Test (C#) (Remote) @ KnowBe4 USD 125k - 135k Remote
Senior Software Engineer (Platform) (Remote) @ KnowBe4 USD 125k - 160k Remote
submitted by gaomengen to SoftwareEngineerJobs [link] [comments]